We have been in the factoring business since 1979, are independently held, and have a powerful track record of being FINANCIALLY SECURE. We have survived many of the economy's roller coaster rides and in having done so, can lend a helping hand to get you through any difficult situations you might come under. We won't collapse when the times get difficult, as a few factoring companies regretfully have before.

All factoring companies have yardsticks for size, industry, and risk. It's just about impossible for you to know which factoring company will work best for you. By reaching out to us, we'll get to the crux of your situation very quickly and help you locate the right match for your business - it may be us or another factoring company.

We have a huge A-List of factoring industry counterparts, these cooperative connections were built over 20+ years in the business. So, when you take the time to define your needs to us, we have no doubt that you will find precisely what you need..

Almost all factoring firms let you select and choose your customers to factor. Although a few of them usually have a minimum amount in order to work with you. With us you can pick and choose which customers you want to factor on an invoice by invoice basis with no minimum.

Our factoring agreement is a bit like having a credit card in your pocket. You have it to use when you require it but don’t sign an agreement that will force you into factoring when you don't require it.

Almost all factoring firms are deliberately confusing. It doesn't make any sense why they do this. You can be rest assured, We are different.  We are unconditionally upfront about our fees. When you apply, you are given a crystal-clear, no obligation rate proposal with the fee for your company. Good luck finding another factoring company, if any, that will be unconditionally upfront with their fees before they try and get your business.

An "advance" rate is the percent of the invoice face value that you’ll receive upfront. Receivables Factoring industry averages for advance rates range from 70-90% of the face value of the invoice. For instance, if your customer owes you $1,000, you should expect to receive an advance payment of $700 to $900 to your account. Our current advance rates are higher than average - at 85-97% depending on industry and your customer payment track record.

A few invoice factoring firms are financed by Wall Street money. We are an independently owned company and don't answer to investors and boards. Same as you, we are like-minded business people and we have cleared many of the hurdles that a business encounters. We hear your story, understand your struggles. Based on that information we will put together a tailor-made solution for you. Almost all invoice factoring firms notably the Silicon Valley Fintech ones almost exclusively count on an algorithm to determine your company's funding program. Who do you want to rely on as a cash flow partner to fund your business?

Almost all factoring firms have either a lot of employee turnover, a complex voice mail system that you get lost in or operate call centers where you talk with a new representative every time you call in. We operate differently, you are provided with a dedicated account administrator to be your point of contact – who knows your business really well, and can assist you in ways the others just can't or don't want to be troubled.

Don't dismiss the fact that the factoring company will be touching base with your customers on your behalf. Our level of service, stability and longevity, and the caliber of our employees is second to none. We have been in business since 1979 and have veteran staff who who have experienced it all. Choose us not only for your sake but for the sake of your relationship with your customer too. Not only will you benefit from our superb service and real-world know-how, but so will your customers.

Together, we create a credit risk tolerance guideline to limit your customer write-offs. Further more we keep an eye on each invoice and follow them much the same as your own credit and collections department would. Once they hit the due date we place friendly reminder calls and/or emails on your behalf and keep notes as to when it is scheduled to be paid, and send copies if needed until payment is made.

Our business credit monitoring systems allow us to see recent negative trends so that we can protect you from risky transactions. You have instant access to online aging reports and your dedicated account administrator is always in the loop and given advance notice of any collection concerns so to correct them right away.

You get instant direct online access to your customer’s business credit reports, or you can call and speak with your account administrator – whatever works best for you. Stay ahead of negative payment trends. This is critical to avoid preventable write-offs.

We make sure to adopt the latest technology to speed up the funding process, such as electronic submission of invoices, online reports, online credit checking and other emerging methods to streamline the process and reduce overhead, which leads to much better rates for you. Almost all other companies don’t even come close.